01
Primary & secondary homes
Coverage shaped around reconstruction cost, location, finishes, occupancy, and how each residence is owned.
HomeProtect the assets.
High net worth & private client insurance
Protect the assets.
Preserve the lifestyle.
A coordinated insurance strategy for the homes, vehicles, valuables, liability, and ownership structures behind your household.
Request a Private Client ReviewOne household. One strategy.
More assets create more connections—not simply more policies.
Private client insurance looks at how the entire household works together.
We examine the limits, ownership, underlying policies, and exposures that connect your residences, autos, valuables, recreational assets, and personal liability. The result is a clearer strategy with fewer gaps between policies.
The private client picture
Protection built around the way you live.
Every household is different. We coordinate the policies and details that matter to yours.
02
Autos & collector vehicles
Protection for everyday vehicles, higher value cars, agreed value needs, and drivers across the household.
03
Personal excess liability
Additional liability limits coordinated across homes, autos, rentals, watercraft, and other exposures.
04
Jewelry, art & collections
Scheduled protection and valuation strategies for items whose value is not reflected by standard policy limits.
05
Watercraft & recreation
Coverage for boats, recreational vehicles, and the liability exposures that come with how they are used.
06
Trusts, entities & household risks
Attention to titled ownership, trusts, LLCs, household employees, and the names that belong on each policy.
Personal and residential markets
Options for the household behind the property.
We work with admitted and specialty insurers for homes, rentals, vehicles, and personal liability. The right market depends on the risk and the policy terms available.
Farmers Insurance
Home, condo, auto, umbrella, and selected property risks, subject to underwriting.
Mercury Insurance
Homeowners and auto options for eligible households.
Foremost
Landlord, rental, and other specialty residential property.
Bamboo
California homeowners, landlord, and difference in conditions solutions when appropriate.
California FAIR Plan
Basic property coverage when reasonable traditional coverage is not available.
Orion180
An alternative residential property option for eligible homes.
Swyfft
Residential property options considered for eligible California risks.
RLI
Personal umbrella and excess liability for eligible households.
This list includes insurers, programs, wholesale brokers, and market access partners. Product availability, eligibility, underwriting, coverage, and policy terms vary by risk and state.
Beyond a standard policy
The value is in the details standard coverage can miss.
High value assets often require broader limits, more flexible claim options, and careful coordination. We explain the differences so you can decide what deserves protection.
Reconstruction quality
Coverage should reflect custom materials, specialty labor, architect fees, and current construction conditions.
Broader protection
Water, equipment, service lines, cyber events, and temporary living arrangements deserve a deliberate review.
Personal liability
Boards, household activities, rental ownership, young drivers, and online exposure can change the liability picture.
Claims flexibility
Policy language can affect how property is repaired, replaced, valued, and handled after a serious loss.
A useful policy review
Five questions worth answering before a claim.
Would the home’s limit support reconstruction with similar materials and craftsmanship?
Are every residence, vehicle, trust, LLC, and regular driver reflected correctly?
Do umbrella limits match the assets and activities that could create a serious liability claim?
Are jewelry, art, wine, equipment, and other valuables documented and insured intentionally?
Has the insurance strategy kept pace with purchases, renovations, new drivers, and lifestyle changes?
Advice before products
Already insured?
That is where we start.
We review what you already have, identify the decisions that matter, and recommend changes only where they improve the strategy.
More private client guidance
Start with the home. Review the whole household.
High Value Home Insurance
Explore reconstruction, valuables, ownership, liability, and the details that may separate a custom home from standard coverage.
Learn more Umbrella and Excess LiabilityCoordinate higher liability limits with homes, autos, rentals, entities, and the policies beneath them.
Learn moreStart with your current coverage
Request a private client insurance review.
Bring your home, auto, umbrella, and valuables policies along with any recent changes. We will help you see where the pieces fit and where they may not.
Call the agency(310) 792-7885
Visit us1426 Aviation Blvd., Suite 201
Redondo Beach, CA 90278
Redondo Beach, CA 90278
What should we begin with?
Homes and real estateAutos and recreational assetsUmbrella and liabilityComplete household review
Request a Review Mon–Fri, 10:00 AM–1:00 PM & 2:00–5:00 PM