Inventories and appraisals
Current descriptions, photographs, receipts, and qualified appraisals may help establish values and support underwriting.
Private Client Insurance
Protection for valuable property
Jewelry, Art and Collections Insurance
Jewelry, art, wine, and collections may need protection beyond the limits and loss settlement terms included in a standard home policy.
Request a ReviewCoverage with context
Value is personal. Coverage should still be precise.
A useful valuables review identifies what you own, where it is kept, how it is used or transported, how value is documented, and how a loss would be settled. Separate schedules or collection policies may provide options that a basic home policy does not.
What deserves attention
The policy should reflect the real risk.
We focus on the decisions that affect the property, income, liability, and people behind the policy.
Scheduled or blanket coverage
Individual scheduling and broader collection limits serve different needs. Availability depends on the property and carrier.
Loss settlement
Replacement, repair, cash settlement, pair and set provisions, and valuation methods should be understood before a loss.
New acquisitions
Policies may provide limited automatic protection for newly acquired items, subject to reporting deadlines and policy terms.
Storage and transit
Safes, alarms, vaults, exhibitions, shipping, travel, and property kept away from the main residence may affect coverage.
Household coordination
Valuables coverage should align with the home policy, deductibles, ownership, trusts, and the household's broader risk plan.
Already insured? That is where we start.
A collection deserves more than a single line on a declarations page.
We organize the values, locations, documentation, security, and policy terms for the property you care about. Recommendations depend on current appraisals, eligibility, available coverage, and policy wording.
Request a policy reviewHome policy and existing valuables schedules
Current appraisals, receipts, or collection inventories
Storage, security, travel, and transit details
New acquisitions and changing market values
Trust, entity, or shared ownership interests
Local perspective. Broad capability.
Valuable property often moves beyond the primary residence.
Jewelry may travel, art may be loaned or shipped, wine may be stored off site, and collections may be divided among multiple homes.
We help clients identify those details and compare coverage designed for the way the property is actually owned, stored, and enjoyed.
Common questions
Clear answers before the review begins.
Does homeowners insurance cover jewelry and art?
It may provide some coverage, but special limits, deductibles, covered causes of loss, and valuation terms can restrict recovery. The policy and the property should be reviewed together.
How often should valuables be appraised?
The right timing depends on the item, market changes, and carrier requirements. Significant purchases or changes in value are good reasons to review an appraisal and policy limits.
Is mysterious disappearance covered?
Some scheduled valuables or collection policies may cover unexplained loss, while others may limit or exclude it. Coverage depends on the exact policy wording.
Can one policy cover an entire collection?
It may. Blanket, itemized, or stand-alone collection coverage may be available depending on the type, value, documentation, storage, and carrier guidelines.
Consumer information sources
These independent resources provide general information. Your policy and carrier documents control your coverage.
Start with the current policy
Request a thoughtful insurance review.
Send us the current coverage, renewal terms, or details of the property. We will help you identify what deserves a closer look.
Call the agency(310) 792-7885
Visit us1426 Aviation Blvd., Suite 201
Redondo Beach, CA 90278
Redondo Beach, CA 90278
You do not need to become an insurance expert.
That is our job. We will explain what matters, what happens next, and why.
Request a ReviewMon–Fri, 10:00 AM–1:00 PM & 2:00–5:00 PM