Medicare Plans

Are you or a loved one turning 65 soon?  If so, it’s important to understand how Medicare works and the supplemental options available to you. 

It may seem like a daunting task, but the team at J Navarro Insurance takes the time to understand the services and coverage you need and presents the supplemental plans to you in a clear and organized fashion. We take the guesswork and frustration out of the process.

When are you eligible for Medicare?

Most people are eligible for Medicare when they turn 65.  You can sign up for benefits during a 7 month period that:

• Begins 3 months before the month you turn 65
• Includes the month you turn 65
• Ends 3 months after the month you turn 65.

The perfect time to speak with us is during this initial enrollment period.  We’ll help you find a Medicare Advantage Plan that provides the services you want that are not covered in Medicare Parts A&B, such as dental, hearing, prescription drugs, and more.

When can you join, switch, or drop a plan?

You can join, change, or drop a Medicare health plan or Medicare Advantage Plan (Part C) during the following window:

• Initial Enrollment Period: when you first become eligible for Medicare, you can join a plan.
• Open Enrollment Period: From October 15 through December 7 each year. Your coverage will begin on January 1 as long the changes are requested by December 7.
• Medicare Advantage Open Enrollment Period: From January 1 – March 31 each year you can switch to a different Medicare Advantage Plan or switch to the Original Medicare (and join a separate Medicare drug plan) once during this time.

We’re here to answer all of your questions about Medicare either on the phone or in our office.